Step 1
Receive application from your contractor
More Buying Power. Less Hassle.
Promotional financing provides offers that cater to your needs and keeps more money in your pocket today.
- Simple Online Application with Instant Decisioning
- Shop Offers Without Affecting Credit Score
- Receive Instant Approval
- 5-Month Purchase Window to Spend On Your Loan
- No Early Payment Penalty On Any Loans
How it Works
Step 2
Complete and submit your application to review pre-qualified offers
Step 3
Choose your option, get approved
Step 4
Fund your project
How to Repay Your Loan
Manage Your Loan Online
For loans approved before March 2023, please pay your bill at paymomnt.com.
You can also pay your bill by phone a 855-943-3485.
Frequently Asked Questions
Momnt offers multiple promotional financing options that can address your budgetary
needs. Instead of paying cash, keep more money in your pocket and get interest rates that are
typically much lower than a credit card.
Your loan is only valid to pay for services offered through the contractor you applied with.
Your contractor will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.
For your convenience, Momnt takes payment online or by phone. Please visit paymomnt.com or call 855-943-3485. For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone.
The purchase window is the period of time following approval of your loan that you can spend the funds with the associated contractor, up to an amount equal to the credit limit approved.
If you do not spend anything, you will not owe anything and your loan will be closed at the end of your purchasing window.
